Stated Income Mortgage
Loans

Designed Specifically for Self Employed Individuals

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Simple 3 Step Process

Learn Your Stated Income Mortgage Options

Schedule A Consultation

Schedule A Consultation

Consult with one of our experienced loan officers who will comprehend your objectives and assist you in formulating a strategy.

Understand Your Options

Understand Your Options

Learn about the available unconventional mortgage options designed for 1099 individuals.

Close Your Loan

Close Your Loan

We will help you through a stress-free loan application procedure and close on time.

Mortgages Designed For State Income

If you’re self-employed or have a fluctuating income, it can be difficult to qualify for a traditional mortgage. A stated income mortgage is an alternative that allows you to state your monthly income without providing proof of it. This type of loan is also known as a no doc mortgage or low doc mortgage.
Common stated income mortgages require:
Lending Warehouse can guide you through all of the available options

Designed for Self Employed, 1099 Professionals

Stated Income Options

Lending Warehouse will help you discover creative mortgage programs built specifically for investors, business owners, entrepreneurs and more. Here are some advantages to the mortgage solutions we will show you.

Credit Scores 640+

Credit Scores
640+

Self employed professionals are constantly making investment risks which often prevent perfect credit scores. Have no worries. Lending Warehouse understands how to identify savvy investors. We are here to help you!

No Income Verification

No Income
Verification

In no-income-verification mortgages, lenders do not require applicants to verify or document their source of income. Other names for these mortgages include “stated-income” loans and “no-doc” or “alt-doc” loans, however they all fall under the same umbrella description with only slight differences.

Low To No Down Payments

Low to No Down
Payments

Low-down-payment jumbo loans can be especially useful for first-time homebuyers and investors in high-priced regions who prefer to minimize down payments.

2nd Home Rental Properties

2nd Home
Rental Properties

Real estate investing requires capital. A lot of it…
But one of the greatest advantages of real estate is the ability to leverage financial institutions funds to develop an investing portfolio.
We are here to help you understand the out side the box solutions.

WHY LENDING WAREHOUSE

At Lending Warehouse, we specialize in unconventional mortgages for 1099 and self employed individuals. Our team is highly experienced with creative options specific to your needs.
Our reputation was built on:
Testimonials

Hear From Lending Warehouse Clients

Creative Mortgage Solutions For Self Employed Programs

Unconventional Mortgage Loan Options

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LOW DOWN PAYMENT

Rental income might be a wonderful method to protect your money from continued volatility. Learn the financing requirements and mortgage options for rental properties.
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ZERO DOWN

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.
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NO DOC

Learn creative mortgage refinancing strategies to leverage your equity and capitalize on real estate investment opportunities.
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REFINANCE

Rental income might be a wonderful method to protect your money from continued volatility. Learn the financing requirements and mortgage options for rental properties.
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REVERSE

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.
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STATED INCOME

Learn creative mortgage refinancing strategies to leverage your equity and capitalize on real estate investment opportunities.
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JUMBO

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.

Custom Mortgage Programs

Discover unconventional mortgage options

If you're looking for a mortgage and don't have the best credit history, you may be considering a stated income mortgage. This is an unconventional loan that allows you to state your income, rather than providing proof of it. There are many benefits to choosing this type of mortgage, but there are also some risks. In this blog post, we will discuss the 10 best ways to get a stated income mortgage. We will also talk about the pros and cons of this type of loan so that you can make an informed decision! If you're self-employed or have a fluctuating income, it can be difficult to qualify for a traditional mortgage. A stated income mortgage is an alternative that allows you to state your monthly income without providing proof of it. This type of loan is also known as a no doc mortgage or low doc mortgage.

what is stated income mortgage loans?

A stated income mortgage is a type of loan where you state your monthly income without providing proof of it.

The main benefit of choosing a stated income mortgage is that it’s easier to qualify for than a traditional mortgage. This is because the lender doesn’t have to verify your income. If you have good credit, but don’t have proof of your income, a stated income mortgage could be a good option for you.

Are stated income jumbo mortgages an option?

Yes, stated income jumbo mortgages are an option. Jumbo mortgages are loans that are over the conforming loan limit.

If you’re looking for a stated income mortgage, Lending Warehouse can help.