Mortgages for Self Employed Professionals

We make it fast and easy to get a mortgage

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Simple 3 Step Process

Self Employed Mortgage Options

Schedule A Consultation

Schedule A Consultation

Consult with one of our experienced loan officers who will comprehend your objectives and assist you in formulating a strategy.

Understand Your Options

Understand Your Options

Learn about the available unconventional mortgage options designed for 1099 individuals.

Close Your Loan

Close Your Loan

We will help you through a stress-free loan application procedure and close on time.

Mortgages Designed Self Employed

If you are self-employed, it can be difficult to get a mortgage. Lenders often view self-employment as a high risk, and they may be hesitant to give you a loan. 

Lending Warehouse makes it possible to get a mortgage when you are self-employed.

Creative Mortgage Options For Savvy Entrepreneurs

Self Employed Loans

Lending Warehouse will help you discover creative mortgage programs built specifically for investors, business owners, entrepreneurs and more. Here are some advantages to the mortgage solutions we will show you.

Credit Scores 640+

Credit Scores
640+

Self employed professionals are constantly making investment risks which often prevent perfect credit scores. Have no worries. Lending Warehouse understands how to identify savvy investors. We are here to help you!

No Income Verification

No Income
Verification

In no-income-verification mortgages, lenders do not require applicants to verify or document their source of income. Other names for these mortgages include “stated-income” loans and “no-doc” or “alt-doc” loans, however they all fall under the same umbrella description with only slight differences.

Low To No Down Payments

Low to No Down
Payments

Low-down-payment jumbo loans can be especially useful for first-time homebuyers and investors in high-priced regions who prefer to minimize down payments.

2nd Home Rental Properties

2nd Home
Rental Properties

Real estate investing requires capital. A lot of it…
But one of the greatest advantages of real estate is the ability to leverage financial institutions funds to develop an investing portfolio.
We are here to help you understand the out side the box solutions.

WHY LENDING WAREHOUSE

At Lending Warehouse, we specialize in unconventional mortgages for 1099 and self employed individuals. Our team is highly experienced with creative options specific to your needs.
Our reputation was built on:
Testimonials

Hear From Lending Warehouse Clients

Creative Mortgage Solutions For Self Employed Programs

Unconventional Mortgage Loan Options

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LOW DOWN PAYMENT

Rental income might be a wonderful method to protect your money from continued volatility. Learn the financing requirements and mortgage options for rental properties.
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ZERO DOWN

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.
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NO DOC

Learn creative mortgage refinancing strategies to leverage your equity and capitalize on real estate investment opportunities.
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REFINANCE

Rental income might be a wonderful method to protect your money from continued volatility. Learn the financing requirements and mortgage options for rental properties.
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REVERSE

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.
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STATED INCOME

Learn creative mortgage refinancing strategies to leverage your equity and capitalize on real estate investment opportunities.
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JUMBO

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.

Custom Mortgage Programs

Discover unconventional mortgage options

If you are self-employed, it can be difficult to get a mortgage. Lenders often view self-employment as a high risk, and they may be hesitant to give you a loan. However, it is not impossible to get a mortgage when you are self-employed. In this blog post, Lending Warehouse wants to give you tips to you get approved for a mortgage loan. Keep reading to learn more!

How to get a mortgage loan if self employed?

If you are self-employed, the process for getting a mortgage loan is different than it is for someone who is employed by a company.

No Doc Mortgage Loans For Self Employed

If you are self-employed, you may be able to get a no doc mortgage loan. This type of loan does not require any documentation of your income. However, these loans are often more expensive and have a higher interest rate.

FHA Mortgage Loans

Another option for self-employed individuals is an FHA mortgage loan. These loans are backed by the Federal Housing Administration, and they have more lenient qualification requirements.

VA Mortgage Loans

If you are a self-employed veteran, you may be eligible for a VA mortgage loan. These loans are backed by the Department of Veterans Affairs, and they do not require any down payment.

Self Employed Mortgage Loans from Lending Warehouse

Another option for self-employed individuals is to get a loan from a private lender. These lenders are usually more willing to give loans to self-employed individuals than banks or other financial institutions.

How do mortgage companies verify income self employed?

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Lenders will also want to see a business plan if you are self-employed. This is to ensure that you have a steady income and that your business is doing well.

It is important to remember that self-employment is not a dealbreaker when it comes to getting a mortgage loan. There are many programs available for self-employed individuals, and with the right documentation, you can get approved for a loan.

When you are self-employed, there are a few things that you need to do in order to get a mortgage loan. First, you need to have proof of your income. Lenders will want to see tax returns, bank statements, and financial records. You will also need to have a business plan if you are self-employed.

Why Lending Warehouse?

If you are self-employed and looking for a mortgage loan, Lending Warehouse can help. We offer self employed mortgage loans with low interest rates and flexible repayment terms. Contact us today to learn more about our self employed mortgage loans!