Jumbo Mortgages with 5% Down

We make it fast and easy to get a jumbo mortgage

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Simple 3 Step Process

Schedule A Consultation

Schedule A Consultation

Consult with one of our experienced loan officers who will comprehend your objectives and assist you in formulating a strategy.

Understand Your Options

Understand Your Options

Learn about the available unconventional mortgage options designed for 1099 individuals.

Close Your Loan

Close Your Loan

We will help you through a stress-free loan application procedure and close on time.

Jumbo Mortgages Designed For You

Lending Warehouse provides both conventional and unconventional (non-QM) Jumbo loan solutions. A Jumbo loan is for house purchases that surpass the Federal Housing Finance Agency’s conforming loan limit.
Our non-QM Jumbo mortgage options are for homebuyers who do not meet the requirements for conventional financing.

Designed for Self Employed, 1099 Professionals

Jumbo Loan Options

Lending Warehouse will help you discover creative mortgage programs built specifically for investors, business owners, entrepreneurs and more. Here are some advantages to the mortgage solutions we will show you.

Credit Scores 640+

Credit Scores
640+

Self employed professionals are constantly making investment risks which often prevent perfect credit scores. Have no worries. Lending Warehouse understands how to identify savvy investors. We are here to help you!

No Income Verification

No Income
Verification

In no-income-verification mortgages, lenders do not require applicants to verify or document their source of income. Other names for these mortgages include “stated-income” loans and “no-doc” or “alt-doc” loans, however they all fall under the same umbrella description with only slight differences.

Low To No Down Payments

Low to No Down
Payments

Low-down-payment jumbo loans can be especially useful for first-time homebuyers and investors in high-priced regions who prefer to minimize down payments.

2nd Home Rental Properties

2nd Home
Rental Properties

Real estate investing requires capital. A lot of it…
But one of the greatest advantages of real estate is the ability to leverage financial institutions funds to develop an investing portfolio.
We are here to help you understand the out side the box solutions.

WHY LENDING WAREHOUSE

At Lending Warehouse, we specialize in unconventional mortgages for 1099 and self employed individuals. Our team is highly experienced with creative options specific to your needs.
Our reputation was built on:
Testimonials

Hear From Lending Warehouse Clients

Creative Mortgage Solutions For Self Employed Programs

Unconventional Mortgage Loan Options

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LOW DOWN PAYMENT

Rental income might be a wonderful method to protect your money from continued volatility. Learn the financing requirements and mortgage options for rental properties.
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ZERO DOWN

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.
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NO DOC

Learn creative mortgage refinancing strategies to leverage your equity and capitalize on real estate investment opportunities.
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REFINANCE

Rental income might be a wonderful method to protect your money from continued volatility. Learn the financing requirements and mortgage options for rental properties.
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REVERSE

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.
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STATED INCOME

Learn creative mortgage refinancing strategies to leverage your equity and capitalize on real estate investment opportunities.
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JUMBO

Low to no down payment programs are available to homebuyers across the nation. Discover the available programs available to savvy business owners in your state.

Custom Mortgage Programs

Discover unconventional mortgage options

If you're in the market for a mortgage, you've probably come across the term "jumbo loan." But what exactly is a jumbo mortgage, and how does it differ from other types of loans? In this blog post, we will answer all of your questions about jumbo mortgages! We'll explain what they are, how to get one, and what kinds of benefits they offer. So if you're interested in learning more about jumbo mortgages, keep reading!

what is a jumbo mortgage?

A jumbo mortgage is a type of loan that is used to finance the purchase of a property with a price tag that is higher than what is considered to be “conventional”. In order for a loan to be considered a jumbo mortgage, it must exceed the conforming loan limit set by Fannie Mae and Freddie Mac.

What is the current jumbo loan limit?

The current conforming loan limit for a single-family home is $484,350. So if you’re looking to purchase a property that costs more than this amount, you will need to apply for a jumbo mortgage.

There are a few things to keep in mind when applying for a jumbo mortgage.

First, because these loans are not backed by Fannie Mae or Freddie Mac, they usually come with a higher interest rate.

Additionally, you will likely need to make a larger down payment than you would for a conventional loan – typically 20% or more. And finally, you will need to have excellent credit in order to qualify.

What are average jumbo loan rates?

The average interest rate for a 30-year fixed-rate jumbo mortgage was recently quoted at about four percent.